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Insurance Coverage in Car Accident Injuries Litigation

Car accident

Car accident injury lawsuits are among the most types of common personal injury lawsuits. Usually, people file for these lawsuits to receive appropriate financial compensation for the injuries they sustained and damages caused to their vehicle as a result of an accident, due to the negligence of another driver. To understand more about car accident injuries litigation, let’s take a look at the insurance coverage in car accidents:

Underinsured Drivers

These drivers carry insurance often at the minimum level required by state laws. Therefore, this may cause problems when it comes to financial compensation if the at-fault party is underinsured. This is why many drivers carry “underinsured motorist coverage” through their own automobile insurance policies. This coverage can protect drivers in the event of injuries because of an accident and the at-fault party carries inadequate insurance.

Insurance Company Bad Faith

Sometimes people who suffer an accident may experience trouble from their insurance companies to receive fair value for the sustained injuries or damages caused to their vehicle. In “no fault” coverage, where drivers are insured for their own medical care in case of an accident, it can be tough to receive coverage or reimbursement from their insurance company.

Uninsured Drivers

It can get extremely difficult for a person who has sustained injuries in a car accident to receive financial compensation if the driver at-fault is uninsured. In addition, if the injured person is uninsured, it limits their rights to sue for pain and suffering damages, as many states have increasingly modified their laws. This is why many drivers carry “uninsured motorist coverage”, as this can be of great help in cases where the other driver cannot be identified as a result of a hit and run accident or fails to carry insurance.

As you can see it can get tough to receive financial compensation for injuries, it is important that you hire a professional lawsuit attorney to ensure you get your due rights and receive appropriate financial compensation.

Posted on behalf of the Law Office of Dwayne L. Brown

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