Bad Faith Insurance Claims Lawyer
Did you know that Georgia law holds insurance companies liable for not honoring their commitment to pay their clients in a timely and ethical manner? “Bad faith” insurance claims are an opportunity for insured persons to sue their insurance company when they delay or refuse to make a payment in “good faith” according to the policy. At the law firm of Dwayne L. Brown, we help our clients pursue bad faith insurance claims against their insurance company when the law allows.
Bad faith insurance claims can be complicated but are designed to protect insurers from fraudulent actions by insurance companies. If a legitimate claim is made when a person has an auto accident or claim against their homeowner’s insurance policy, the insurance company has the duty to act in “good faith,” putting their client’s interests in front of their own. If the claim is not paid within 60 days, the insured person has a limited time to file a “bad faith” lawsuit, through which they may receive the initial claim and additional funds, plus attorney fees.
Bad Faith Insurance Lawsuits
The only person that can file a bad faith insurance claim lawsuit is the insured person. However, these types of lawsuits often involve payments to third parties. For example, if you are injured in a car accident and pursue a lawsuit against the at-fault driver, their insurance may not pay the claim within the 60-day time period. However, you or your lawyer cannot file a bad faith claim against the insurance company, only the person covered by the insurance policy. This can be tricky, but it is in the best interest of both the at-fault person and the victim to file a bad faith claim. This will help force the insurance company to pay the claim and possibly more than the coverage amount.
Bad faith lawsuits are time-sensitive, which means you should not delay in filing a claim. Even if an insurance company pays the claim, if it is after the 60-day time limit, they may still be liable to pay additional costs. Contact our office in Atlanta if you believe your insurance company has acted in bad faith to learn more about your options.